Every valuation we use is on this page. These are the numbers behind the dollar figure you see on your dashboard — we would rather you check our work than take it on faith.
There is no official exchange rate for a mile. Every published valuation is an opinion, and the major ones disagree by more than people realise — the same 100,000 Chase points are called $1,500 by one well-respected source and $2,050 by another. On a real balance that is a several-hundred-dollar disagreement about what you own.
Almost every valuation you have read was published by a site that earns a commission when you open a credit card. We are not accusing anyone of dishonesty — the good ones disclose it plainly. But it is worth noticing that a higher cents-per-point number makes every welcome bonus look bigger, and nobody in this industry is paid to tell you your points are worth less than you hoped.
Point Wizard earns money one way: members pay us a subscription. We run no affiliate links and take no commission from any bank, airline, or hotel. That does not make us right — it just means that when our number comes out lower than the one you saw elsewhere, nothing on our side benefits from it.
We don't price against a fare you would never buy. A first-class seat listed at $14,000 is not $14,000 of value unless you would genuinely have paid $14,000. The honest comparison is what the trip would actually have cost you in cash.
We don't use last-minute pricing. Comparing an award booked months out against a cash fare priced three days before departure inflates the result. Normal booking windows only.
We don't publish the best case as the headline. The numbers below are what a program is reasonably worth when redeemed well — not the single best redemption somebody found once. Your own value can land above or below.
They are estimates, not quotes. They do not account for transfer bonuses, elite status, award availability on your dates, or the fact that a program can devalue overnight without warning. Treat them as a way to compare programs against each other and to spot when a redemption is unusually good or unusually bad — not as a balance you can withdraw.
Cents per point, for the 57 programs we track.
Think one of these is wrong? We would genuinely like to know — email contact@thepointwizard.com with what you think it should be and why. We publish corrections.